Motor Accident Claims
Q. I was partly to blame for the accident. Can I still claim?
A. Yes, but you will have a percentage deduction from your final damages to reflect your responsibility even if you are mainly to blame. You cannot claim if you are wholly responsible for the accident.
Q. I was a passenger in a car accident. Can I claim?
A. Yes you are not responsible for the incident! You can claim against either the driver of the vehicle you were travelling in or the other party involved.
Q. Can I claim against my husband, wife or family members?
A. Yes. Remember you are not claiming against them personally, but against their Motor Insurers.
Q. The other driver was uninsured or fled the scene of the accident. Can I claim?
A. Yes, via an organisation called the Motor Insurers Bureau. This organisation is funded by the Insurance Industry, and provides support for people who have been involved in accidents where the other person is uninsured and cannot be traced.